Summary of the first half of the work of the Postal Savings Bank Branch
In the first half of the year, the Bank earnestly implemented the spirit of the XX-year work conference of the Municipal Branch, firmly established the scientific development concept, further deepened the reform, strengthened the construction of the workforce, strengthened internal control and risk management, and worked together to ensure the implementation of the work, ensuring that our bank will be in XX years. The steady operation of the indicators for half a year has laid a solid foundation for the completion of the annual target tasks.
I. Completion of various indicators
In the first half of this year, due to factors such as market and credit policy, the loan business has contracted, but other business indicators have maintained a good development trend.
1. The growth of deposit business indicators is obvious. At the end of June, the balance of various RMB deposits was XX yuan, which was XX yuan more than the beginning of the year, and completed the RMB deposit plan of the city branch. Among them, the balance of RMB-to-private deposits reached XX million yuan, the balance was increased by XX million yuan, and the number of municipal branches was completed. The balance of public deposits reached XX million yuan, the balance was increased by XX yuan, and the number of branches of the municipal branch was completed; the balance of deposits of financial institutions was ××10,000 yuan, and XX million yuan was added, and the number of municipal branches was completed. . Foreign currency deposits were affected by the pressure of RMB appreciation, which was a negative growth of 10,000 US dollars from the beginning of the year.
2. The total amount of credit business declined slightly, and the proportion of non-performing loans dropped significantly. On June 30, the balance of RMB loans was XX yuan, which was reduced by XX yuan compared with the beginning of the year, of which retail loans decreased by × × 10,000 yuan; corporate loans decreased by × × 10,000 yuan from the beginning of the year; Through vigorous collection, XXXX Co., Ltd. overdue loans × × 10,000 yuan, retail non-performing loans × × 10,000 yuan, the non-performing loan ratio of our bank decreased from × at the beginning of the year to ×.
Second, the main work review in the first half of the year.
Adhere to the people-oriented, pay close attention to the construction of the workforce, fully mobilize the enthusiasm of employees, enhance the sense of belonging of employees, and strive to build a united, harmonious and efficient battle collective. This year, the sub-branches took the team building as the top priority. From the beginning to the end, they insisted on people-oriented, and they are really seeking development. They sincerely do practical things, rationalize their popularity, and unite people's hearts.
Adhere to the market-oriented, product marketing and personalized services as a means to further expand the customer base and ensure the rapid development of the branches' various businesses. The first is to reform the business process and marketing model of the Business Development Division, and increase the efforts of private deposit marketing and management of outlets. The second is to reform the marketing model, and to change the marketing of single-line outlets, single-handedly, and squadrons to be all-in-one, all-in-one, and overwhelming. The third is to grasp the construction of customer groups, through various channels, to consolidate old customers, to compete for new customers, to embezzle and eclipse key customers, our customer base is gradually expanding, so that we have reserved deep customer resources for the extraordinary development of public business. The fourth is to increase the marketing of the bill business, broaden the channel of bills, and initially formed a customer base of a certain scale, and the bill business has entered a track of sound development.
Adhere to the law and compliance management, further strengthen internal management, and ensure that there is no accident. This year is a crucial year for the development of the postal savings banking business. The staff's thinking once experienced great fluctuations. In order to quickly reverse the situation, the sub-branches actively promoted the share reform through patient and meticulous ideological and political work, and timely guided employees out of their ideological understanding. Misunderstanding, on the other hand, has consistently adhered to strict governance, continuously strengthened internal management, and increased inspection and supervision of risk points to ensure the healthy and smooth operation of various businesses.
Third, the second half of the work advice
In the first half of this year, the Bank's various business operations have achieved rapid development, and the operating efficiency has also been greatly improved. It is indeed very gratifying, but we must be aware of the joy we face in the second half of the year. The great difficulties and challenges, therefore, we must work hard, strengthen our convictions, and take the opportunity of “efficiency storm” as an opportunity to focus on the implementation of the work goals and measures formulated at the beginning of the year. Adhere to strict governance and increase market expansion, and promote the healthy development of all work in the Bank in the second half of the year. The business conditions have been further improved and the operating efficiency has been significantly improved.
Fourth, the focus of our work in the second half of XX:
First, actively and steadily promote the reform of human resources, and initially establish a human resources management mechanism and performance appraisal mechanism in line with the internal operation mechanism of joint-stock banks. Grasp the team building and further enhance the sense of organizational belonging and professional mission of all employees.
The second is to further increase the efforts of marketing customers and customer service, further consolidate and develop the results that have been achieved in the first half of the year, and do their utmost to fully accomplish the goals and tasks throughout the year.
The third is to proactively resolve the prominent contradiction between cost resources and cost requirements, and achieve the simultaneous and steady growth of employee income while developing business and benefits.
The fourth is to further strengthen internal management, implement the safety system, do a good job in anti-corruption and prevention, and ensure the healthy operation of all work.
Yumen City Postal Savings Bank Yumen Town Branch
July 2, 2012
I. Completion of various indicators
In the first half of this year, due to factors such as market and credit policy, the loan business has contracted, but other business indicators have maintained a good development trend.
1. The growth of deposit business indicators is obvious. At the end of June, the balance of various RMB deposits was XX yuan, which was XX yuan more than the beginning of the year, and completed the RMB deposit plan of the city branch. Among them, the balance of RMB-to-private deposits reached XX million yuan, the balance was increased by XX million yuan, and the number of municipal branches was completed. The balance of public deposits reached XX million yuan, the balance was increased by XX yuan, and the number of branches of the municipal branch was completed; the balance of deposits of financial institutions was ××10,000 yuan, and XX million yuan was added, and the number of municipal branches was completed. . Foreign currency deposits were affected by the pressure of RMB appreciation, which was a negative growth of 10,000 US dollars from the beginning of the year.
2. The total amount of credit business declined slightly, and the proportion of non-performing loans dropped significantly. On June 30, the balance of RMB loans was XX yuan, which was reduced by XX yuan compared with the beginning of the year, of which retail loans decreased by × × 10,000 yuan; corporate loans decreased by × × 10,000 yuan from the beginning of the year; Through vigorous collection, XXXX Co., Ltd. overdue loans × × 10,000 yuan, retail non-performing loans × × 10,000 yuan, the non-performing loan ratio of our bank decreased from × at the beginning of the year to ×.
Second, the main work review in the first half of the year.
Adhere to the people-oriented, pay close attention to the construction of the workforce, fully mobilize the enthusiasm of employees, enhance the sense of belonging of employees, and strive to build a united, harmonious and efficient battle collective. This year, the sub-branches took the team building as the top priority. From the beginning to the end, they insisted on people-oriented, and they are really seeking development. They sincerely do practical things, rationalize their popularity, and unite people's hearts.
Adhere to the market-oriented, product marketing and personalized services as a means to further expand the customer base and ensure the rapid development of the branches' various businesses. The first is to reform the business process and marketing model of the Business Development Division, and increase the efforts of private deposit marketing and management of outlets. The second is to reform the marketing model, and to change the marketing of single-line outlets, single-handedly, and squadrons to be all-in-one, all-in-one, and overwhelming. The third is to grasp the construction of customer groups, through various channels, to consolidate old customers, to compete for new customers, to embezzle and eclipse key customers, our customer base is gradually expanding, so that we have reserved deep customer resources for the extraordinary development of public business. The fourth is to increase the marketing of the bill business, broaden the channel of bills, and initially formed a customer base of a certain scale, and the bill business has entered a track of sound development.
Adhere to the law and compliance management, further strengthen internal management, and ensure that there is no accident. This year is a crucial year for the development of the postal savings banking business. The staff's thinking once experienced great fluctuations. In order to quickly reverse the situation, the sub-branches actively promoted the share reform through patient and meticulous ideological and political work, and timely guided employees out of their ideological understanding. Misunderstanding, on the other hand, has consistently adhered to strict governance, continuously strengthened internal management, and increased inspection and supervision of risk points to ensure the healthy and smooth operation of various businesses.
Third, the second half of the work advice
In the first half of this year, the Bank's various business operations have achieved rapid development, and the operating efficiency has also been greatly improved. It is indeed very gratifying, but we must be aware of the joy we face in the second half of the year. The great difficulties and challenges, therefore, we must work hard, strengthen our convictions, and take the opportunity of “efficiency storm” as an opportunity to focus on the implementation of the work goals and measures formulated at the beginning of the year. Adhere to strict governance and increase market expansion, and promote the healthy development of all work in the Bank in the second half of the year. The business conditions have been further improved and the operating efficiency has been significantly improved.
Fourth, the focus of our work in the second half of XX:
First, actively and steadily promote the reform of human resources, and initially establish a human resources management mechanism and performance appraisal mechanism in line with the internal operation mechanism of joint-stock banks. Grasp the team building and further enhance the sense of organizational belonging and professional mission of all employees.
The second is to further increase the efforts of marketing customers and customer service, further consolidate and develop the results that have been achieved in the first half of the year, and do their utmost to fully accomplish the goals and tasks throughout the year.
The third is to proactively resolve the prominent contradiction between cost resources and cost requirements, and achieve the simultaneous and steady growth of employee income while developing business and benefits.
The fourth is to further strengthen internal management, implement the safety system, do a good job in anti-corruption and prevention, and ensure the healthy operation of all work.
Yumen City Postal Savings Bank Yumen Town Branch
July 2, 2012
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