Anti-money laundering self-examination report

Anti-money laundering self-examination report

After taking over the archives spirit of the “People’s Bank of China’s Notice on Special Inspection of Commercial Banks’ Anti-Money Laundering Work”, my branch quickly launched a comprehensive and self-inspection work according to the requirements of the archives. The self-inspection report is as follows:
I. Organizational construction.
My sub-branch has designated a person to be responsible for anti-money laundering work, and conducts special inspections on the daily business transactions of the sub-branch, and is responsible for the analysis and reporting of large-value transactions and suspicious transactions.
2. Construction of control within anti-money laundering
The frontline employees of the sub-branch are familiar with the internal control of anti-money laundering. They can clearly identify the difference between money laundering and non-money laundering. The ability to identify suspicious transactions is gradually improved, and at the same time, it can maintain high vigilance in daily work.
3. Customer due diligence.
For the depositor to open an account, the Bank can carefully check the customer's account opening information according to the Bank's bank account management method, such as the authenticity and validity of the legal representative's ID card, the manager's ID card, the business license, and the legal person code certificate. After confirming the correctness, the account will be opened. The original account of the ID card and other valid documents will be checked for personal accounts, and the account will be opened after confirmation. There are no anonymous accounts and pseudonym accounts found in this self-examination.
4. Large and suspicious transaction reports.
For large and suspicious transactions, the Bank is able to fill out reports of various reports to the higher authorities in a timely and accurate manner in accordance with the regulations.

V. Account information and transaction record preservation
Our sub-branch can strictly enforce the regulations on saving account information and transaction records, and can keep relevant information for at least 5 years and ensure the integrity of such information.
6. Suggestions on current anti-money laundering work.
The financial unit and the real-name certificate management department have not been connected, and the resources cannot be shared. This makes it impossible for the financial unit to identify 100% of the customer's documents when investigating the customer, especially under the current scientific and technological conditions. It is recommended to take measures as soon as possible to avoid such situations. happened.
It is recommended that relevant departments shorten the reporting process of anti-money laundering information to improve work efficiency and speed up the crackdown on money laundering crimes.